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Stablecoins for business payments

Stablecoins that settle like an email,
not a wire.

VNX issues regulated CHF and GBP stablecoins — the settlement asset your business and its payment partners use to move value 24/7, onchain in minutes, with no correspondent banks and no USD bridge.

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01 · WHY STABLECOIN PAYMENTS

The internet finally got payment rails to match.

Same euros, francs, pounds and dollars you already operate in — issued as regulated stablecoins, ready to move on programmable, around-the-clock infrastructure instead of a 50-year-old messaging network. The token is the rail; where it travels is up to you.

01

24/7, no banking hours

ALWAYS ON

Saturday night, public holiday, year-end — payments clear in minutes, not when the next correspondent bank opens its doors.

Bank wireMon–Fri · cut-off 14:00
VNX24 / 7 / 365
02

Minutes, not days

ATOMIC SETTLEMENT

Atomic onchain settlement replaces the relay race of correspondent banks. Either the payment lands — or nothing happens. No mid-flight exposure.

< 60s
typical settlement, any pair, any time
03

Fees you can actually predict

FLAT & AUDITABLE

No lifting fees. No hidden FX margin baked into the rate. A transparent network fee on mint, redemption and transfer — visible before you sign.

SWIFT€25–60 + intermediary lifts
Cards1.5–3% + interchange
VNXLow fees
02 · USE CASES

Put to work beyond the platform.

VNX issues the tokens; these are the flows businesses build on top of them — on their own systems, providers and contracts. Speed, multi-currency reach and round-the-clock settlement, turned into freed-up working capital.

B2B · PAYOUTS

Cross-border payouts & payroll

Settle contractors, suppliers and global staff in their currency, in minutes — paid in VNX stablecoins from your own payroll or treasury stack. No intermediary lifts, no Friday cut-off, no calls to a relationship manager.

  • Batch payouts from your own system
  • Per-recipient currency & chain
  • Onchain receipt for every leg
EXAMPLE
Berlin HQ pays 38 contractors across 11 countries every 1st & 15th — runs in under 4 minutes, all reconciled in the ledger by morning.
TREASURY

Treasury rebalancing between entities

Shift liquidity between your own legal entities and accounts — across countries and currencies — by moving stablecoins instead of parking capital in transit for two days.

  • Same-day intra-group transfers
  • Direct CHF / GBP / USD legs
  • Programmable sweeps & thresholds
EXAMPLE
Group treasury in Zurich tops up the UK subsidiary on a Sunday evening — VCHF → VGBP, settled before Monday open.
MARKETPLACES

Marketplace settlement

Pay sellers the moment a buyer pays — not on a weekly cycle. Programmable stablecoin splits, settled by your own marketplace contracts, handle fees, taxes and commission in a single onchain transaction.

  • Atomic split: seller / fee / platform
  • Seller payouts across geographies
  • Real-time platform reconciliation
EXAMPLE
A Swiss creator marketplace splits each Fr 100 sale into Fr 92 to seller, Fr 5 platform fee, Fr 3 escrow — same transaction, same block.
SUPPLIERS · 24/7

24/7 supplier payments

Pay-on-delivery becomes literal. Release funds the moment goods arrive at the dock — Saturday, holiday, midnight — and unlock supplier discounts that need same-day settlement.

  • Trigger payments off webhooks / IoT events
  • Eligible for early-pay discounts
  • Audit trail attached to each invoice
EXAMPLE
Logistics ops captures a delivery scan at 23:40 Saturday — supplier is paid 50 seconds later and applies a 1.5% early-pay rebate.
03 · HOW IT WORKS

From bank balance to onchain settlement.

VNX's part is narrow and clear: mint the regulated stablecoin against your currency, and redeem it back. What happens in between — who you pay, on which rails — stays with you.

  1. STEP 01 · MINT

    Turn currency into stablecoin

    Move CHF or GBP from your bank account into your VNX wallet through your preferred payment provider. VNX mints the matching regulated stablecoin 1:1 — no bridges, no markups.

    • Funding through a convenient method
    • 1:1 mint of VCHF or VGBP
    • Held in your name, fully redeemable
  2. STEP 02 · CONVERT

    Hold the right currency

    Need to settle in another currency? VNX FX prices the leg automatically — direct stablecoin-to-stablecoin, no USD bridge — so you're holding the right token before anything leaves your wallet.

    • Direct stablecoin-to-stablecoin
    • No USD bridge, no hidden margin
    • Quote locked before you convert
  3. STEP 03 · PAY

    Move it on your own rails

    Send the stablecoin to suppliers, staff or entities from your own wallet, provider or smart contracts. It settles in a single onchain transaction — typically under a minute, 24/7 — with no mid-flight exposure and no failed-on-Friday surprises.

    • Atomic settlement, ~45–60s
    • Always-on, weekends included
    • Your wallet, provider or contracts
  4. STEP 04 · REDEEM

    Redeem and reconcile

    Every movement carries an immutable onchain receipt — sender, recipient, amount, fee and timestamp. Pull it into your accounting stack, and redeem VNX stablecoins back to fiat through VNX whenever you need to exit.

    • CSV / API exports
    • Redemption to local IBAN